Southern Pines
Southern Pines

Storm Damage & Claims

Smooth and Simple Insurance Claims

Roof Storm Damage Guide: Types, Insurance Claims, and Tips

Understanding Roof Storm Damage: Exploring Hazards and Solutions

Storms introduce an array of hazards, each posing distinct challenges. The safeguarding of your home relies heavily on your roof’s integrity, which can be compromised by various forms of storm damage. Denver residents often encounter these types of roof storm damage:

  1. Hail Damage: Although infrequent, hailstorms wield considerable destructive power. The varying sizes of hailstones contribute to differing levels of damage. Different roofing materials can be affected, possibly leading to cracks or splits that weaken the protective layer. This vulnerability may result in water infiltration and exacerbate the harm. Additionally, prolonged exposure to UV rays may reduce the lifespan of roofing materials.

  2. Wind Damage: Storm-driven winds can be as forceful as those in hurricanes, potentially lifting, damaging, or dislodging shingles. Homeowners frequently overlook subtle surface damage during initial inspections. Opting for a thorough assessment by local roofing professionals is a prudent choice.

Navigating the Insurance Claim Process

Understanding the insurance claims process enhances the likelihood of a successful resolution. If your roof sustains storm damage requiring an insurance claim, the typical progression involves the following steps:

Step 1: Damage Assessment: While initiating a self-inspection is a starting point, involving a local roofing contractor is essential. Professionals can identify damages that homeowners might miss.

Step 2: Contacting Your Insurance Provider: Swiftly notifying your insurance company of the roof damage is crucial. Prompt action expedites the claims process.

Step 3: Insurance Evaluation: An assigned assessor evaluates the damage and assesses coverage eligibility. Seeking a second opinion from a roofing repair company can resolve uncertainties.

Step 4: Document Submission: When selecting roof repairs, provide comprehensive documentation outlining the necessary fixes. Specify the repairer and associated costs.

Step 5: Awaiting Decision: After submitting documentation, anticipate the insurer’s response. In case of delays, seek clarification from the insurance company.

Insights for Successful Insurance Claims

Understanding the insurance claims process enhances the chances of a successful outcome. If your roof sustains storm damage requiring an insurance claim, follow these steps:

  • Thorough Documentation: Meticulously document all relevant aspects, including damage and repairs. Photographic evidence expedites the claims process.

  • Timely Action: Swiftly notify your insurance provider after damage occurs. Quick response aids accurate record-keeping and efficient claims handling.

  • Prepared Repair Team: Having professional roofing repair assistance ready serves multiple purposes, preventing further damage and streamlining interactions with insurers.

Reach Out to Us!

For a comprehensive understanding of our insurance claims process and management approach, feel free to contact us today in Southern Pines at (910) 606-4919 or Raleigh at (919) 917-2118. Our headquarters in Southern Pines is located at 265 Pinehurst Av. Unit D, and in Raleigh at 8801 Fast Park Dr. #301.


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